Rates and Insurance

Insurance

Our services may be covered in full or in part by your health insurance or employee benefit plan. Please check your coverage carefully by asking the following questions:

  • Do I have mental health insurance benefits?
  • What is my deductible and has it been met?
  • Does my plan cover telehealth visits?
  • What is the coverage amount per therapy session? (especially if you are using out of network benefits).
  • What is my co-pay or coinsurance?

You can find answers to these questions by calling the number on the back of your insurance card under ‘behavioral health’ or ‘mental health/substance abuse’.

Most providers at Psych Choices take the following insurance plans:

  • Aetna
  • AmeriHealth
  • BlueCross and/or BlueShield
  • Cigna
  • Highmark BC/BS
  • Keystone Health Plan East
  • Medicare
  • Some Union Funded Insurances
  • Personal Choice

Some of our providers also take additional insurance plans. Also, if your provider cannot accept your insurance, you may be able to obtain reimbursement from your insurance through any “Out of Network” benefits you may have.

Please note that we are not able to accept Keystone Mercy, Keystone First, Aetna Better Health, United Healthcare Community Plan, CCBH or other Medicaid-funded insurances whether primary or secondary. This also applies to Medicare insurance and Advantage plans if you qualify as a QMB-Qualified Medicare Beneficiary patient. 

Rates for those wanting sessions without insurance coverage:

  • Psychiatrist (M.D.) $250 evaluation and 60 minutes visits, $200 for 45-minute therapy session, $125 for 30-minute medication management and $90 for 15-minute medication management.
  • Nurse Practitioner $175 evaluation, $95 30-minute medication management and $80 for 15-minute medication management.
  • Psychologist (Ph.D. or Psy.D.) $170 evaluation, $150 for 60-minute therapy session (individual, couple and/or family), $140 for 45-minute therapy session (individual, couple and/or family).
  • Masters level therapist (LMFT, LPC or LCSW) $155 evaluation, $135 for 60-minute therapy session (individual, couple and/or family), $125 for 45-minute therapy session (individual, couple and/or family).

We also offer a sliding scale based on annual household income (all working household members). Rates vary according to the provider’s degree. We offer 4 different levels on our sliding scale; so once you provide proof of income, your fees may be considerably lower. Please call us at 610-626-8085 for more information.

Payment

Cash, check and major credit cards (Master Card, Visa, Discover) are accepted for payment of your fee or insurance co-pay. Payment is due at the time of service. You can also pay by credit card in advance of your appointment, using the “Make a Payment” page. Lack of payment may be cause for rescheduling a session. Unpaid balances over 90 days old may, in some cases, be sent to a collection agency.

Cancellation Policy

If you do not show up for your scheduled therapy appointment, and you have not notified us at least one business day in advance, late cancellation fees will apply. We must do this to discourage late cancellations, because when an appointment time is set aside for you, this time is unavailable for other clients who may be in need of treatment. We are aware that emergencies may occur, and will try to work with you if the need arises.

How to Set up an Initial Appointment

Request a first time appointment by clicking the Request An Appointment button at the top of the page on our website.

Questions?

Please contact the office at 610-626-8085 for further information.